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p u n e g r a m i n b a n k

Welcome to Loan & Advances

Offers a wide variety of Retail Loans. Whatever be your need, our range of retail loans will suit your requirement. PLR of the Bank is 16.50% w.e.f. 25th December 2023.

  • Gold loan

    Get the best loan against gold instantly with minimum paperwork and interest rates.

    Features & Benefits:

    • Attractive Interest Rate
    • Interest charged on daily reducing balance
    • No prepayment charges for repayment after 15 days from date of disbursement
    • Simple Documentation& Speedy Approval
    • Easy repayment options – ECS / Post- dated Cheque / Standing Instruction
  • Home Loan

    Apply for Home Loan, realize your dream with a complete package to meet all your housing finance needs.

    Features & Benefits:

    • Interest charged on daily reducing basis
    • No pre-payment / foreclosure charges for Housing Loans
    • Attractive interest rate
    • Simplified documentation
    • Easy repayment options - ECS / Post-dated cheque / Standing Instruction
    • Speedy loan approval
    • Offers Insurance cover for all assets at attractive premium
  • Car Loan

    Drive your dream car with PGB, at attractive Interest Rates & flexible repayment tenures.

    Features & Benefits:

    • Interest charged on daily reducing basis
    • No pre-payment charges for repayment through own source
    • Attractive interest rate
    • Simple documentation
    • Easy repayment options - ECS/ Post-dated cheque / Standing Instruction
    • Speedy loan approval
    • Offers Insurance cover for all assets at attractive premium
    • FastTag Available
  • Electric Vehicle Loan

    Apply for Green Car Loan, Let’s Drive towards GREENER Tomorrow

    Features & Benefits:

    • Interest charged on daily reducing basis
    • Attractive interest rate
    • Simple documentation
    • Easy repayment options – ECS/ Standing Instruction/ Post Dated Cheques
    • Speedy loan approval
    • Offers Insurance cover at attractive premium
    • Fast Tag Available
  • Education Loan

    We offer education loan to the candidates who are willing to pursue technical, educational, or other education.

    Features & Benefits:

    • No pre-payment charges for repayment through own source
    • Attractive interest rate
    • Simple documentation
    • Easy repayment options - ECS / Post-dated cheque / Standing Instruction
    • Speedy loan approval
    • Offers Insurance cover of all assets at attractive premium
    • Suitable moratorium for repayment
    • Hassle free disbursement directly to Educational Institution
    • Telegraphic transfer facility for educational courses abroad at nominal cost
    • Covers all academic related expense
  • Professional Loan

    Use quick loans to invest in your professional practice.

    Features & Benefits:

    • Interest charged on daily reducing basis
    • No pre-payment charges for repayment through own source
    • Attractive interest rate
    • Simple documentation
    • Easy repayment options - ECS/ Post-dated cheque/ Standing Instruction
    • Speedy loan approval
    • Offers Insurance cover for all assets at attractive premium
  • Doctor Loan

    Get a loan for doctors at an attractive interest rate with us.

    Features & Benefits:

    • Interest charged on daily reducing basis
    • No pre - payment charges for repayment through own source
    • Attractive interest rate
    • Simple documentation
    • Easy repayment options - ECS/ Post-dated cheque/ Standing Instruction
    • Speedy loan approval
    • Offers Insurance cover for all assets at attractive premium
  • Shop Loan

    Features & Benefits:

    • Interest charged on daily reducing basis
    • No pre - payment charges for repayment through own source
    • Attractive interest rate
    • Simple documentation
    • Easy repayment options - ECS/ Post-dated cheque/ Standing Instruction
    • Speedy loan approval
    • Offers Insurance cover for all assets at attractive premium
  • Two Wheeler Loan

    Now Fulfill your Dream of owning a Two Wheeler.

    Features & Benefits:

    • Interest charged on daily reducing basis
    • No pre - payment charges for repayment through own source
    • Attractive interest rate
    • Simple documentation
    • Easy repayment options - ECS/ Post-dated cheque/ Standing Instruction
    • Speedy loan approval
    • Offers Insurance cover for all assets at attractive premium
  • Personal Loan

    To start your road towards financial freedom and to access a world of possibilities, apply online for a personal loan from PGB Bank.

    Features & Benefits:

    • Interest charged on daily reducing basis
    • No pre - payment charges for repayment through own source
    • Attractive interest rate
    • Simple documentation
    • Easy repayment options - ECS/ Post-dated cheque/ Standing Instruction
    • Speedy loan approval
    • Offers Insurance cover for all assets at attractive premium
  • Consumer Loan

    Covers all your personal needs.

    Features & Benefits:

    • Interest charged on daily reducing basis
    • No pre - payment charges for repayment through own source
    • Attractive interest rate
    • Simple documentation
    • Easy repayment options - ECS/ Post-dated cheque/ Standing Instruction
    • Speedy loan approval
    • Offers Insurance cover for all assets at attractive premium
  • Mortgage Loan

    Mortgage your needs for a happier future.

    Features & Benefits:

    • Interest charged on daily reducing basis
    • No pre - payment charges for repayment through own source
    • Attractive interest rate
    • Simple documentation
    • Easy repayment options - ECS/ Post-dated cheque/ Standing Instruction
    • Speedy loan approval
    • Offers Insurance cover for all assets at attractive premium